About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Assisted Living Facilities in Miami, FL

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Miami, Florida, has been a popular destination for seniors in need of assisted living for many years. Famous for its constant flow of cruise ships, relaxing beaches, and lively nightlife, Miami lives up to its legendary charm. While the Magic City no longer boasts a low cost of living, it still offers a variety of exceptional assisted living options for seniors and their families.

Assisted living facilities in Miami give seniors the chance to live comfortably and independently while receiving the care or help they need. Seniors can receive personal care services, mobility assistance, housekeeping and home maintenance, medication management, and more in Miami’s assisted living facilities. The goal is to provide peace of mind for you and your loved one by offering security features, a variety of dietary options, and round-the-clock staff.

A Place for Mom partners with 20 assisted living facilities within a 10-mile radius of downtown Miami. This guide provides the information you and your family need to make an educated decision about assisted living. Read on to learn about the cost of assisted living in Miami, including local cost of living facts, how to pay for care, and information about veterans benefits, Medicaid, Medicare, and what living in Miami’s assisted living facilities may be like each day.

Miami Assisted Living Facilities | 114 Reviews
Showing 146 communities
Last Updated: 3/26/24
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Types of care available in Miami, FL
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Assisted Living in Miami, FL
5 / 5.0

During our loved ones stay of [dates removed] we were very happy with our experience. The owner [name removed] was very thorough and detailed with things they do and how things are ran. During the covid spikes and lockdowns he was very honest and straight forward with the families. This especially h...

4.1 / 5.0

When I was in need of a short stay for my spouse, we used Heart-to- Heart. From the initial point of contact to visiting the home, I knew this was the right place. The staff are professional, friendly and caring. As well as providing a home friendly, clean environment, with home cooked meals. Thank ...

5 / 5.0

The Artis Way is an amazing program to allow your loved ones dealing with issues of memory loss to live a dignified and full life in a safe and secure environment. After looking at every venue in Broward and Palm Beach counties we chose The Artis way for our “wife, mother, grandmother, great grandmo...

Photo of San Judas ALF Group Inc
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My mother has been to many places that should not be allowed to have their doors opened. This place is finally where my mother should have been from the first time she needed to be taken care off. The staff...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Caring Hearts Assisted Living, Inc
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Amazing. They continue to amaze us. Aunt is very very happy.
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Caring Hearts Assisted Living, Inc is a residential care home located in Miami, Florida, located in Miami-Dade County. Our community is rightfully placed geographically and oversees a beautiful nature. The area is surrounded by gorgeous trees that bring about peace and tranquility in the...
Photo of Serene Living Facilities
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Serene Living Facilities is located in beautiful sunny Miami, Florida. We are well known for our exceptional services we provide for assisted living. Our staff is very well trained and are true professionals. We have the Westchester General Hospital located about only one mile away in case you...
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Photo of Las Palmas Senior Living
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Epworth Village is very clean and the staff is very friendly. Even the food is tasty, all of the soups are very tasty. I join my mother for lunch in their dining room a few days a week. I wish there were...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Epworth Village RetirementEpworth Village Retirement is a breathtaking assisted living community in Hialeah, Florida, where your loved one will be surrounded by numerous trees, soothing ponds, and a water fall, giving them a tranquil feeling. The well-landscaped land will have our residents feel...
Photo of Eden Gardens A.L.F.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Casa de Paz
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Casa de Paz is a rehabilitation and health care center located Sioux City, Iowa. Our main target is to provide senior care as well as care for the disabled. This facility has been a stable choice for the Sioux City community for the past 30 years; we strive to meet the needs of all our residents...
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Photo of Our Mercy Residence
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Located in exciting Miami, Florida, Our Mercy Residence is a senior care home that offers a cozy and wholesome atmosphere in which residents can spend the best years of their life. Being Miami, we're surrounded by excellent hospitals, health care centers and therapists, fantastic shopping, sites,...
Photo of North Miami Retirement Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Molina's Adult Care
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
It is very difficult to come to grips with the decision that your parent needs specialized care that you are unable to provide. At Molina's Adult Care, they understand how difficult that decision is and how much families rely on senior care facilities to offer the best care possible for their...
Photo of Dios Da El Mana Corp
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Dios Da El Mana Corp is a senior care home residence located in Miami FL Miami-Dade County. The highly vibrant city of Miami is well known for its world class hospitality, the great weather not to mention the great beaches. It's particularly ideal for the residence because of the ease of...
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Photo of Blessing Assisted Living Facility, LLC
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Blessing Assisted Living , LLC is a residential care home in North Miami Beach, Florida, located in Miami-Dade County. North Miami Beach truly lives up to its name, with its large, sandy beaches, palm trees galore, and year-round tropical climate. Since it is located between Ft. Lauderdale and...
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Photo of Sweet Residence Retirement Home Inc
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My aunt was very happy here the final years of her life! My family had to make a very difficult decision because we could not provide for her the attention she deserved, and she could no longer live alone....
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Macarena Assisted Living Facility Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Sweet Angel's Home Assisted Living Facility Inc
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Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Sweet Angel's Home Assisted Living Inc is a residential care home for seniors that is located in Miami Gardens, Florida in Miami-Dade County. Miami Gardens is best known for being the home of the Miami Dolphins football team. This city is also full of restaurants with delicious and gourmet food...
Photo of Renaissance Gardens
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Adiuvo 3
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Adiuvo 3, located in Miami, FL, is a residential care home that serves Miami-Dade County. Located in a quiet, suburban area, it's conveniently located near bus routes that span the region. With Tamiami Park just a short stroll away, residents can enjoy a leisurely stroll and a variety of outdoor...
Photo of Kendall Gardens Assisted Living Facility
2020 Photos available
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
We are happy to announce that Kendall Gardens ALF, our new and exclusive assisted living facility designed to provide the best living experience for our residents is now open since May 2016. Kendall Gardens ALF is conveniently located in a very accessible area between Pinecrest and Kendall, just...
Photo of Gabriel's Home ALF
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When we first heard of Gabriel Home Alf we were desperate because my uncle's physical condition were in full decline. The previous assisted living facility wasn't giving him the special attention that his...
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Photo of Sunset Loving Care Inc
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Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Sunset Gardens is a senior living community for the elderly located in Brooklyn, New York. Our gorgeous facility and useful amenities make it easy for you to feel comfortable having your elderly parent stay with us each day. We have trained staff available at all hours of the day and night for...
Photo of Golden Age Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Nuevo Amanecer ALF
22 Photos available
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Photo of Love Village Inc
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It is a fantastic place.The cost is reasonable. They are taking very good care of my mother. I would recommend them to anyone. It is a small place. Live in staff is still the same but there is a new owner...
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Love Village Inc is residential care home situated in the vibrant and culturally rich center of Miami, Florida in the Miami-Dade County. Miami is steeped in rich history with the country's most vibrant Cuban influences seeping into every aspect of the area, infusing the town with colorful energy....
Photo of Golden Palm Assisted Living Facility, Inc
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Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Golden Palm ALF, Inc is located in Hialeah, FL. We serve the greater Miami area and surrounding communities. We offer several types of medical care for elderly patients and senior citizens. We have an adult day care program that gives families a safe place to take their loved ones during the day...
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Photo of Alice's Home
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It’s very small and familiar setting, but the problem we had - my loved one needed too much care. The food looked great. The laundry service was fine. There are outside areas for families to use. We never...
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Alice Gardens is a board and care home located in Union City, California. Union City is located just north of Silicon Valley in the heart of the San Francisco Bay Area. The San Francisco Bay Area has a great deal to offer in terms of pleasant activities. Union City has an aquatics center with...
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Photo of Helping Hand Assisted Home Care
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Helping Hand Assisted Home Care, located in the heart of what is both a vibrant and affluent city, home to movie stars, musicians, writers, but let's not forget the regular folks who call Miami home. Moreover, an important part of these friendly, every day people are the large majority of aging...

Costs of assisted living in the Miami area

Assisted living in Miami costs an average of $5,631 a month, according to A Place for Mom’s proprietary data of what families actually paid at our partner communities.[01] This monthly fee includes more than just rent. In general, you can expect your monthly assisted living fee to cover:

  • Rent for a private or semi-private room
  • Meals and snacks
  • Housekeeping and maintenance
  • Personal care services, including bathing, dressing, or grooming
  • Medication management
  • Daily activities and classes

Cost of residential care homes vs. traditional assisted living facilities

The average cost of assisted living facilities in Miami belie a wide range of cost. For instance, 60% of Miami’s assisted living facilities are residential care homes, which are considerably more affordable than other traditional assisted living facilities.[01] These tend to be about $3,000 a month.[01] On the other hand, traditional assisted living facilities in Miami are often luxurious and include a wide range of amenities and activity options. These tend to cost up to $9,000 a month.[01]

Cost of living in Miami, FL

Miami is considered a high cost of living area. According to a comprehensive look at prices across the United States, the cost of living in Miami is 21% higher than the national average.[02] The cost of Miami’s assisted living facilities reflect the city’s higher-than-average cost of living.

Some seniors still save money because of Florida’s tax-friendly laws. Seniors in Florida don’t pay income tax or tax on their retirement savings. Additionally, Florida doesn’t have an inheritance or estate tax.

Comparing Miami to nearby communities

The following figures reflect the baseline cost of assisted living in Miami before adding additional fees. It’s best read as a comparison between the cost of assisted living in Miami and nearby communities.

Average cost comparisons near Miami, FL

Average monthly costs

Miami, FL

$2,834

How people pay for assisted living in Miami

Most families use public funds to cover as much of their loved one’s assisted living care as they can. The most common public financial resources are veterans benefits, Medicaid, and Medicare. However, these programs can vary based on individual circumstances, eligibility criteria, and available benefits. Most families need to supplement the cost of assisted living by using their own income, savings, or investments, such as stocks or properties.

The key to keeping your ideal assisted living facility within budget is planning ahead. We outline both private and public payment methods so you can make the best use of your money.

Private pay methods in Miami

Retirement accounts are one of the most widely used methods to cover assisted living care costs. However, there are other ways to leverage your income and investments for retirement expenses. Explore these articles and learn how to use your or your loved one’s assets to get the best possible care:

VA benefits for assisted living in Miami
6852

Number of veterans who live in Miami

About 53% of Miami’s veterans are seniors over the age of 55.

Florida has the third-highest veteran population in the United States, and many choose to live in Miami. Local veterans will find a connected and involved support system through the Florida Department of Veterans Affairs (VA), among other local groups.

How to use veterans benefits to pay for assisted living

There are numerous veterans benefits that can help veterans and their families. Eligibility is determined by multiple factors. For instance, if a veteran has a disability and intends to cover their care with veterans benefits, their disability should be connected to their active service, according to the Past Act.

The VA pension is one benefit that can be used to pay for an assisted living facility. Another is the Aid and Attendance benefit. This is one of the most generous benefits available through the Department of Veterans Affairs (VA). Eligible veterans can use this benefit to pay for anything that improves their quality of life, including monthly fees at an assisted living facility. Contact a veterans benefits counselor before applying to help you determine your eligibility.

Veterans benefits counseling in Miami

A veterans benefits counselor can help veterans and their families determine which benefits to apply for. They can also guide you through the application process, and in some cases, help you appeal denied benefits. Contact the following experts in Miami for personalized assistance:

  • The Florida Department of Veterans’ Affairs (FDVA). Florida’s Veterans’ Affairs Department provides thorough and professional benefits counseling to local veterans and their families. Veterans benefits counselors are employed by the department, which offers virtual benefits counseling. Call 727-319-7408 to request your initial virtual appointment. This service comes at no cost to Floridian veterans or their families.
  • Miami-Dade County Veteran Services Program. Miami-Dade County provides benefits counseling to local veterans through the Community Action and Human Services Department. Visit the nearest Veterans Service Center or call 305-756-2830 to schedule an appointment with a counselor. Find a list of Veterans Service Centers offering this program on the VA website. These counseling services come at no cost to local veterans and their families.
  • Veterans of Foreign Wars – Miami. Veterans of Foreign Wars is a national veterans service organization (or VSO) with local chapters that offer free veterans benefits counseling. Sign up for membership at your local VFW post or review the VFW Membership: At a Glance Brochure to learn more.

Resources for Miami veterans

Federal veterans resources

Florida Department of Veterans Affairs

9500 Bay Pines Blvd., #214
Bay Pines, FL 33744

Phone: 727-319-7440

Email: VSO@fdva.state.fl.us

Virtual benefits counseling

Local veterans resources

Miami-Dade County Veterans Services

300 E. 1st Ave.
Hialeah, FL 33010

Phone: 305-884-4801

Veterans of Foreign Wars Post 10212

P.O. Box 941535
Miami, FL 33194

Phone: 305-552-1048

Veterans of Foreign Wars Post 10068

7710 SW 59th Ave.
South Miami, FL 33143

Phone: 789-556-2013

Miami Medicaid for assisted living

Medicaid is a federal health insurance program for low-income individuals and people with disabilities, and each state administers their own Medicaid program. The Sunshine State’s Medicaid program is called Florida Medicaid, and it may cover some costs associated with assisted living facilities. Florida’s Agency for Health Care Administration offers two different health insurance plans through Florida Medicaid:

  • Managed Medical Assistance (MMA) plan. The MMA plan functions like a basic health insurance plan. It covers preventative care, such as regular doctor’s visits, prescription medication, and some procedures. The MMA plan does not cover any of the costs associated with assisted living facilities, such as personal care, meals, or rent.
  • Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) plan. The SMMC LTC plan is for individuals and seniors residing in long-term care facilities, including assisted living facilities. It may cover some of the costs associated with care in assisted living.
Care services covered by the SMMC LTC plan

The SMMC LTC plan through Florida Medicaid covers all of the same services as the MMA plan, as well as the type of care offered in assisted living facilities. More specifically, the SMMC LTC plan covers the following services:

  • Personal care
  • Assistance with activities of daily living
  • Transportation to and from medical appointments
  • Occupational, physical, and respiratory therapy
Other expenses covered by the SMMC LTC plan

Florida Medicaid’s SMMC LTC plan covers rent and meals for eligible seniors who already reside in a Medicaid-approved nursing home in Florida. While the terms “nursing homes” and “assisted living” are not interchangeable, the Florida state government says any facility that provides skilled nursing care is considered a nursing home. Some assisted living facilities in and around Miami provide skilled nursing care, which can be considered a Medicaid-approved nursing home.

If you’re unsure whether you or your loved one qualifies for coverage under Florida Medicaid’s SMMC LTC plan, consider speaking with the advisor at your current community or an elder care attorney.­­­­­­­­­

Eligibility for Florida Medicaid’s SMMC LTC plan

A senior in Florida is eligible for the SMMC LTC plan if they meet the requirements for Florida Medicaid and need a nursing facility level of care. In Florida, seniors should meet the following criteria to be eligible for Medicaid:

  • Be a Florida resident
  • Be without health insurance
  • Be low-income, making no more than $18,075 a year as an individual as of 2023

Seniors generally go through the Comprehensive Assessment and Review for Long-Term Care Services (CARES) program to meet the nursing home requirement. Seniors in need of personal care — or individuals who already reside in an assisted living facility — are generally eligible for the SMMC LTC plan. Schedule your free needs assessment by contacting your local Medicaid office.

Home and community based services waivers

Seniors living in Florida may be eligible for a home and community based services waiver, also known as a HCBS waiver. These waivers cover the costs of in-home care, and can be provided even if the senior resides in an assisted living facility. Here’s what you need to know about Florida’s HCBS waivers:

  • HCBS waivers offset the cost of home care services, such as help with mobility, bathing, and meal preparation.
  • HCBS waivers may also be called Section 1915(c) waivers.
  • Florida seniors who are eligible for the SMMC LTC plan are likely eligible for HCBS waivers.
  • You can choose which home care service you use while utilizing a HCBS waiver.
Get help applying for Florida Medicaid

Most people need help applying for Medicaid benefits. Thankfully, seniors in Miami can find Medicaid benefits counseling from multiple organizations, including the following:

  • Alliance for Aging, Inc. This local organization provides benefits counseling to Miami seniors. Local representatives can also connect seniors to meal services, senior-friendly recreation, and transportation.
  • Department of Elder Affairs for the State of Florida. This department offers straightforward Medicaid benefits counseling, and can connect you to other resources to help you apply for benefits.
  • SHINE (Serving Health Insurance Needs of Elders). SHINE is a free program that offers benefits counseling through trained volunteers. Compassionate counselors can walk seniors and family members through the application process and direct them towards other local resources.
  • The Florida long-term care ombudsman. You can direct complaints about your Florida Medicaid coverage or the application to the Florida long-term care ombudsman. They will either help rectify the problem or direct you toward someone who can.

Miami Medicaid resources

State Medicaid resources

Florida Medicaid

2727 Mahan Drive
Tallahassee, FL 32308

Phone: 866-762-2237

Medicare assisted living coverage in Miami

Medicare is a federal health insurance program for seniors over the age of 65 or people with disabilities. Medicare won’t cover the cost of rent or meals in an assisted living facility in Miami, but it may cover some health care procedures, medications, and medical equipment. Unlike Medicaid, Medicare is not state-run, and all eligible seniors receive the same Medicare benefits regardless of where they live.

What does Medicare cover?

Medicare covers short-term and medically necessary health care costs. For a procedure, test, or item to be covered by Medicare, a physician and a Medicare representative must first establish if it’s medically necessary. Keep in mind that what’s medically necessary for one person may not be for another. Some commonly covered procedures or items are an emergency appendectomy or a wheelchair for someone who is no longer mobile. Learn more about what Medicare covers by visiting Medicare’s coverage portal.

Does Medicare cover assisted living?

No, Medicare doesn’t cover assisted living because this type of care is typically long-term. However, Medicare may cover short-term stays in rehabilitation facilities after a procedure or short-term hospital stays. It could also cover the costs of some medically necessary health care services.

Who is eligible for Medicare?

All Americans who paid their Medicare taxes are eligible for Medicare coverage, regardless of their income. Some seniors are also eligible for Medicare Savings Programs. In general, a senior must be below a certain income threshold to qualify for a Medicare Savings Program. These income limits are updated annually and depend on local cost of living. You can find information about how to apply on the Medicare website.

Medicare benefits counseling

Often, seniors apply for Medicare coverage in the midst of a difficult health situation. If you or your loved one is struggling to receive or understand coverage, you can speak with a Medicare benefits counselor. The Florida Department of Health and The Department of Elder Affairs both offer Medicare benefits counseling. Contact a Medicare benefits counselor by visiting The Florida Department of Health website or the Department of Elder Affairs website.

Understand Florida laws and regulations for assisted living facilities

A Place for Mom partners with professional and compassionate assisted living facilities in Miami. All assisted living facilities in the state of Florida are licensed and regulated by the Bureau of Health Facilities Regulation. The bureau offers a few different types of assisted living licenses to account for the varieties of assisted living facilities in the state. For example, small residential care homes receive an Adult Foster Care license, and assisted living communities that offer skilled nursing care receive an Extended Congregate Care license. Traditional assisted living communities apply for the Assisted Living Facility license.

Florida assisted living facilities have high safety and ethics standards

The Bureau of Health Facilities Regulation outlines the safety and ethics standards for all licensed assisted living facilities in Florida. Facilities must maintain the following standards to continue their licensure:

  • Facilities must be kept in a hygienic and livable condition.
  • Facilities must provide residents with healthy daily meals.
  • Facilities should allow residents to keep their personal items in their own room.
  • Facilities should allow spouses to share a room.
  • Facilities should communicate with families or guardians at least once every 30 days.
Employee’s training and safety requirements

All employees of Floridian assisted living facilities must meet the following criteria before working with residents:

  • Employees should pass a background check.
  • Within 30 days of their start date, caregiving staff must complete a 4-hour training about senior care.
  • Administrators must complete an initial 26 hours of senior care training and 12 hours of continuing education every two years.
Public inspection results for assisted living facilities in Florida

At least every two years, the Bureau of Health Facilities Regulation inspects all assisted living facilities. You can find inspection results on the Florida Health Finder. Search by community type, location, or proximity to your address.

Florida Department of Health contact information
Florida Agency for Health Care Administration

2727 Mahan Dr.
Tallahassee, FL 32308

Phone: 888-419-3456

Feedback form

Bureau of Health Facility Regulation

COVID-19 regulations for Miami assisted living facilities

The Florida state government doesn’t enforce any masking, quarantine, or vaccination policies for assisted living residents and staff. However, individual communities are able to ask their own staff members, visitors, and residents to mask. Visitors are actively encouraged in Miami’s assisted living facilities and are allowed at any time, regardless of vaccination status.

Miami-Dade County offers free COVID-19 testing and vaccinations for all residents. You can receive these through at-home testing kits or in pharmacies or health care centers. Miami-Dade County publishes updated case and vaccine information on the county’s Coronavirus (COVID-19) website.

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Vaccinations. Miami-Dade County provides free vaccinations to any county resident.

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Facility cleanliness. Assisted living facilities in Miami follow the state’s cleanliness requirements to maintain licensure.

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CDC guidelines. Local assisted living facilities follow all local and federal COVID-19 guidelines.

Get to know assisted living in Miami

20Number of in-network assisted living facilities in market
80% of our partner assisted living facilities in Miami have 24-hour awake staff
75% of Miami assisted living facilities have outdoor patios, walking paths, or common areas
65% of partnered assisted living facilities in Miami have an on-site physician or a physician on call
2420

Number of people we referred to assisted living facilities in Miami

82

Average age of residents we referred to assisted living facilities in Miami

60%
Miami is split between 60% residential care homes and 40% traditional assisted living facilities.[01]

What to expect from assisted living in Miami

Miami has enough blue skies and swanky villas to make anyone suspect that it’s a lovely place to retire. And, they’re right. While it no longer boasts a low cost of living, Miami boasts some of the most luxurious senior living facilities in the United States. Miami can truly feel like heaven on earth for those willing to pay the price. For those looking for more affordable assisted living options, Miami also offers a range of options.

What are assisted living facilities?

Assisted living facilities provide housing, nutritious meals, and tailored care to seniors who typically need more help each day. This usually means help with personal care, such as mobility, medication management, meal preparation, and hygiene. For many seniors in assisted living, one of the most significant advantages is the daily social interaction they enjoy with fellow residents and staff members. All of A Place for Mom’s partnering assisted living facilities offer an interactive calendar filled with activities and events to keep seniors sharp and engaged.

Luxury assisted living vs. residential care homes

Assisted living facilities are often pricier than other senior care options due to the increased demands for staff training and supplies. In Miami, assisted living costs on average $5,631 a month.[01] However, this number reflects a wide range of assisted living costs in Miami. Unlike many other markets, Miami stands out with an above-average number of luxury assisted living facilities, where residents should expect monthly expenses of more like $9,000.[01]

On the other hand, the majority of Miami’s assisted living facilities are smaller residential care homes, which generally cost between $3,000 and $4,000 a month.[01] In fact, about 60% of partner Miami assisted living facilities are these affordable residential care homes.[01]

Both larger assisted living facilities and residential care homes follow the same licensing process and must maintain the same standards. While cost may be an important determining factor, seniors’ preferences also play a significant role in their choice. Some seniors favor the intimate, homelike environment of residential care homes, while others seek more amenities and social engagement. Additionally, both residential care homes and larger, traditional assisted living facilities can provide a spectrum of services, encompassing assisted living, skilled nursing care, and memory care. Regardless of your preference, Miami has options.

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Unfamiliar with Miami? Highlights for seniors

78406

Number of seniors over the age of 65 currently living in Miami

18%
Percentage of seniors 65 and older within Miami’s population[04]
$79,886

Median annual income for seniors 65 and older in Miami[05]

Health care for seniors in Miami

Miami is home to some of the best health care providers in the world. The Cleveland Clinic Weston and the University of Miami Hospital and Clinic are two exceptional options for seniors needing medical care.

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Cleveland Clinic Weston Hospital

One of the best in the nation, the Cleveland Clinic Weston Hospital offers an expansive range of specialties, including geriatrics, ophthalmology, and oncology. Physicians at the Cleveland Clinic Weston are developing cutting-edge medical advancements in blood and marrow transplants, and the hospital accepts most health insurance policies.

1950 Cleveland Clinic Blvd.
Weston, FL 33331

Phone: 954-659-5000

Find a provider

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University of Miami Hospital and Clinics

The University of Miami Hospital and Clinics is the area’s foremost teaching hospital. Considered one of the best training hospitals in the United States, patients have access to leading technology in fields such as internal medicine, geriatrics, and ophthalmology.

1400 NW 12th Ave.
Miami, FL 33136

Phone: 305-325-5511

Find a provider

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Mount Sinai Medical Center

The Mount Sinai Medical Center is also a teaching hospital serving both Miami and Fort Lauderdale residents. This medical center offers the only Ivy-League-backed cancer center in South Florida through a partnership with Columbia University. The hospital offers care within most specialties and has an emergency department. It also accepts most health insurance policies.

4300 Alton Road
Miami Beach, FL 33140

Phone: 305-674-2121

Find a provider

Transportation for seniors in Miami

Most seniors in assisted living won’t need to travel on their own. About 50% of assisted living facilities in Miami offer transportation at an additional cost to their residents. Many active seniors and their families travel throughout Miami using their personal vehicles. However, seniors can get almost anywhere in Miami without a car thanks to safe and low-cost public transportation. The Metrorail, Metromover, and Metrobus are the primary public transportation options provided by Miami-Dade County. Additionally, seniors in downtown Miami can use the trolleys. Ride sharing services and taxis are also available in the city.

Miami residents age 65 and older can ride all public transportation for free by using a Golden Passport EASY Card. Apply for your Golden Passport in-person at the Miami-Dade Transit Golden Passport Office or by calling 311. Regardless of your preferred travel method, keep in mind that Miami is known for having heavy traffic. If you’re visiting from out of town, consider leaving more time for travel as you make plans.

Walk Score rates cities on their walk, bike, and transit-friendliness. Walk Score gave Miami the following scores, each out of 100:[06]

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77

Walk Score

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57

Transit Score

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64

Bike Score

Senior activities in Miami

Miami is one of the most multicultural, exciting, and accessible cities for seniors to explore. While seniors in assisted living facilities tend to enjoy most of their recreation within their community, visiting family members and friends are encouraged to take their loved ones on day trips to Miami’s beaches, concerts, and museums. Due to local government initiatives such as the Golden Ticket, seniors age 62 and over have access to a wealth of artistic, outdoor, and social opportunities in and around Miami. Additionally, almost all of the senior-friendly recommendations below are wheelchair accessible.

Miami’s senior programming

  • Golden Ticket Arts Guide. Seniors over the age of 62 can register with the Miami-Dade County Department of Cultural Affairs to get a Golden Ticket. This ticket provides free access to cultural events throughout the city, such as concerts, movie screenings, and performances. Find registration information and schedules on their website or call 305-499-8755 to request a guide. Consider using the Golden Passport to get to and from events.
  • Miami-Dade Parks’ Active Older Adults program. While this is more appropriate for more active seniors, adults aged 55 and older who wish to keep up their physical fitness and well-being will enjoy the county’s active older adults program. This program includes regular fitness courses, such as Tai Chi and yoga, field trips, and meals for seniors across the county. Program schedules vary month to month and by park location. Call 786-372-9701 to learn more about the activities near you.

Fun in the sun for Miami seniors

  • Sunny Isles Beach. Located between Miami and Fort Lauderdale, Sunny Isles Beach is known for being peaceful and close to exquisite restaurants. Beach wheelchairs are available at 10 different lifeguard stands throughout the beach to promote accessibility. The beach is open from sunrise to sunset, and you can call 305-792-1940 for current beach conditions.
  • Crandon Park Beach. Also known as a quiet, under-the-radar haven, Crandon Park beach has 27 tennis courts, a golf course, and shower cabanas. This park is also home to the Marjory Stoneman Douglas Biscayne Nature Center, which makes an excellent day trip for visiting family members. You can explore nature exhibits, presentations, and a gift shop. Active seniors or visiting family members can hike through the native Hammock groves in the nearby Bear Cut. While the beach area has wheelchairs available for free, other parts of the park do not.
  • The Everglades. While not technically in Miami, Everglades National Park is only a 90-minute drive from Miami. It can be an accessible day trip for seniors as most of the park is accessible by airboat, which should be booked in advance.

Mini cultural adventures in Miami

  • Little Havana. Little Havana, located on Calle Ocho (Southwest Eighth St.), is the epicenter of Miami’s thriving Cuban culture. Here, you’ll find an abundance of Latin restaurants, lounges, murals, music, cigar parlors, and more. You can find daily walking or bus tours on the Little Havana website. These tours typically involve a visit to Memorial Boulevard, Cuban food tastings, and visits to cigar craftsmen.
  • Vizcaya Museum and Gardens. Seniors who enjoy Renaissance art and groomed gardens will appreciate the former home of businessman James Deering. This historic home was built to mimic the Mediterranean Revival architectural style with inspiration from Venetian palaces. It’s also surrounded by native hammock groves and botanical gardens. A visit typically costs around $15, but is free for seniors with the Golden Ticket on Mondays and Wednesdays. The museum is open from Wednesday through Monday, from 9:30 a.m. to 4:30 p.m., although hours are subject to change on holidays.

Frequently Asked Questions

Seaside at Hallandale Beach Senior Living, The Peninsula Assisted Living and Memory Care and Artis Senior Living of Davie are the top-rated Assisted Living facilities near Miami, FL. These Assisted Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Assisted Living in Miami is 2833.63 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2022). A Place for Mom proprietary data.

  2. Rentcafe.com. (2022). Miami, FL rental market trends.

  3. United States Census Bureau. (2021). Veteran status (S2101): Miami city [Data set]. American Community Survey.

  4. United States Census Bureau. (2021). Age and sex (S0101): Miami city [Data set]. American Community Survey.

  5. United States Census Bureau. (2023). Mean income in the past 12 months (S1902): Miami city [Data set]. American Community Survey.

  6. Walk Score. (2023). Miami, Florida.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2022). A Place for Mom proprietary data.

2.

Rentcafe.com. (2022). Miami, FL rental market trends.

3.

United States Census Bureau. (2021). Veteran status (S2101): Miami city [Data set]. American Community Survey.

4.

United States Census Bureau. (2021). Age and sex (S0101): Miami city [Data set]. American Community Survey.

5.

United States Census Bureau. (2023). Mean income in the past 12 months (S1902): Miami city [Data set]. American Community Survey.

6.

Walk Score. (2023). Miami, Florida.